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TOPIC: theater insurance

theater insurance 11 Jul 2007 17:48 #15515

  • slapintheface
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are there insurance co that insure just theaters... i thought i saw it on a forum but can not find it ?
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Re: theater insurance 11 Jul 2007 21:05 #15516

  • dsschoenborn
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Yea but we have been getting great rates from a broker who can shop it around to several agencies
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Re: theater insurance 11 Jul 2007 21:16 #15517

  • slapintheface
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what company do you have it with ????
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Re: theater insurance 11 Jul 2007 22:52 #15518

  • sevstar
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For our many years we've just used our local Commercial Insurance brokers/Agents. They just shop it around to several different insurance companies as dsschoenborn said.

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Re: theater insurance 11 Jul 2007 23:25 #15519

  • Mike Spaeth
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We use St. Paul Traveler's and have always been happy!
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Re: theater insurance 12 Jul 2007 10:10 #15520

  • rdetzler
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Are all of you who are working with regular commercial brokers in buildings that are sprinklered? My theater (92 years old) is not and I was rejected by just about everyone. I ended up with Lloyds of London having dealt with them in another business. Let me tell you they are not exactly the Walmart of insurance companies. I would love to know if anyone out there has a non-sprinklered building and how they are insured.

I know you are going to say, well why not put sprinklers in? Well, because as the pigs says "Thats All Folks". We are under a four year plan with the town to bring in sprinklers in order to meet new fire codes but unless I can figure out how to find an extra 100K in revenue it aint gonna happen.

Roger Detzler
IOKA Entertainment Inc
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Re: theater insurance 13 Jul 2007 14:44 #15521

  • dsschoenborn
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Liberty Mutual

Yes 85 year old buildings are a challenge. I don't know how I would sprinkle our building.
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Re: theater insurance 13 Jul 2007 21:25 #15522

  • puzzlegut
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We have our theater insurance through Auto-Owners.
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Re: theater insurance 13 Jul 2007 21:31 #15523

  • puzzlegut
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And our theater was built in 1947 and has no sprinklers, we don't even have city water where we are!
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Re: theater insurance 14 Jul 2007 10:19 #15524

  • Mike Spaeth
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We have one building that is not sprinklered. No problems getting coverage.
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Re: theater insurance 14 Jul 2007 15:32 #15525

  • tratcliff
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I also have my 69 year old theatre insured through Auto-Owners through a local broker.

I didn't have any problems getting the coverage and my building is not sprinklered.
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Re: theater insurance 14 Jul 2007 17:51 #15526

  • wimovieman
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I was with Society for about 11 years with absolutely no problems even with all five buildings ranging in ages 57 thru 73 years old. In another venue (nothing to do with theatres) I could not get coverage through Society so switched all coverage to Auto Owners who have been excellent to work with. Other then needing normal fire extinguishers, never had any problem not having sprinklers.
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Re: theater insurance 15 Jul 2007 01:47 #15527

  • BurneyFalls
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Is Auto-Owners an East Coast company? I have never heard of them.
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Re: theater insurance 15 Jul 2007 09:13 #15528

  • sevstar
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Their market area's seem to mostly be Southeast, Midwest and some Mountain states.
http://www.auto-owners.com


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Re: theater insurance 15 Jul 2007 11:51 #15529

  • Mike
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I love that "four year plan". I was told by the fire marshall that I had 30 days to provide a contract that I had entered into for the sprinler system or he'd close me down. And he would have.

The average fire run time in a non sprinkler building is 8 hours. The average in a sprinkler situation is 6 minutes.

Michael Hurley
Impresario
Michael Hurley
Impresario
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